Debt Write-Off Calculator Scotland

Interactive Tool

Debt Write-Off Calculator

See how much debt could potentially be written off. Adjust the sliders to match your situation.

Total Unsecured Debt£25,000
£5,000£100,000
Monthly Income£1,800
£800£5,000
Monthly Living Costs£1,400
£400£4,500

Your Estimated Results

Monthly Payment
£280
Total You would Repay (48 months)
£13,440
Debt Written Off
£11,560
That is approximately 46% of your total debt
Important: This calculator provides an illustration only. Figures are not guaranteed and do not constitute a quote or offer. Actual payments and write-off amounts depend on your full financial circumstances and must be assessed by a licensed Insolvency Practitioner. A Trust Deed will affect your credit rating. Your home may be at risk. Fees apply from your contributions.

Risk warning: A Protected Trust Deed will affect your credit rating for up to 6 years. If you are a homeowner, your property may be at risk. You may pay more overall than if you repaid your debts in full. Fees apply. Not all debts are eligible. This is an illustration only - actual outcomes depend on your individual circumstances and must be assessed by a licensed Insolvency Practitioner.

Free Debt Advice - Available Now

Before making any decisions about a Protected Trust Deed, you are entitled to free, impartial debt advice from government-backed services. These services are completely free and have no obligation to use any particular product.

MoneyHelperGovernment-backed free money and debt guidance
moneyhelper.org.uk • 0800 138 7777
Citizens Advice ScotlandFree, confidential advice across Scotland
citizensadvice.org.uk/scotland
StepChange Debt CharityFree debt advice and debt management plans
stepchange.org • 0800 138 1111
National DebtlineFree advice for people in debt in Scotland
nationaldebtline.org • 0808 808 4000